1. Definitions

"We", "Our", and "Us" refer to Gopi Securities Pvt. Ltd.
"You", "Your", and "User" refer to individuals or legal entities who use our Website or Mobile Application.
"Personal Information" means any personally identifiable data we collect from you including financial details, ID proofs, and other sensitive information.
"Third Parties" refers to any external entities apart from the User and the Company.

2. Information Collected

While applying for loans through our Mobile App, you may be required to provide personal and financial details such as PAN, Aadhaar, bank account details, salary slips, credit reports, contact details, and KYC documents. By using our services, you authorize us to collect, verify, and process this information as required for loan sanctioning and disbursement.

3. External Links

Our Website and Mobile App may contain links to third-party sites. We are not responsible for the privacy practices of such external websites or applications. We advise you to review their privacy policies separately.

4. Use of Your Information

Your information may be used to verify identity, sanction loans, contact you when necessary, improve our services, and comply with regulatory requirements. In case of merger or acquisition, your data may be transferred to the new entity with prior notification.

5. Cookies

We use cookies to personalize your experience and improve our services. Third-party services like Google Analytics may also place cookies for analytics and advertising. You can opt out of such cookies via your browser settings.

6. Confidentiality

Your data is confidential and shall not be shared with third parties except as required by law or to enable you to use our services. We do not sell or rent your data to marketers.

7. Disclosure to Third Parties

We may share your information with external service providers, subsidiaries, regulators, or law enforcement when required. Such disclosures will only be made in compliance with applicable laws and for legitimate purposes.

8. Accessing & Updating Your Profile

You can review or update your profile information anytime via our Mobile App or by emailing us at info@gopisecurities.com. Some data may be retained for dispute resolution or regulatory compliance.

9. Security

We employ industry-standard security measures to protect your information. However, no system is 100% secure and we cannot guarantee absolute protection.

10. Indemnity

You agree to indemnify Gopi Securities Pvt. Ltd. against any disputes or claims arising due to disclosure of your information to third parties through external links or services.

11. Severability

If any clause of this Privacy Policy is found invalid, the remaining clauses shall continue to remain enforceable.

12. Amendment

This Privacy Policy may be updated from time to time. Any changes will be communicated through our Website, Mobile App, or email notifications.