1. Acceptance of Terms

By accessing or using our services, you agree to these Terms & Conditions.

2. Eligibility

Users must meet age, residency, and financial eligibility criteria to use our services.

3. User Accounts

Users must provide accurate information when creating an account and maintain its confidentiality.

4. Loan Applications

All loan applications are subject to verification, approval, and compliance with applicable laws.

5. Interest and Fees

Interest rates, fees, and charges are disclosed in the loan agreement. Users agree to pay them as per the schedule.

6. Repayment Obligations

Users must repay loans on time. Late payments may incur penalties and affect credit ratings.

7. Use of Services

Services must be used lawfully. Users must not misuse, tamper with, or interfere with the platform.

8. Intellectual Property

All content, logos, and designs are the property of Gopi Securities and protected by copyright law.

9. Privacy and Data Protection

User information is collected and processed according to our Privacy Policy.

10. Confidentiality

We maintain confidentiality of user data except where disclosure is legally required.

11. Third-party Services

We may use third-party services to deliver services. Users agree to comply with their terms when using such services.

12. External Links

Our platform may contain links to external websites. We are not responsible for their content or privacy practices.

13. Limitation of Liability

We are not liable for any direct, indirect, or consequential losses arising from the use of our services.

14. Indemnity

Users agree to indemnify Gopi Securities against any claims arising from misuse of services or breach of terms.

15. Termination of Services

We may suspend or terminate access for breach of terms or illegal activities without notice.

16. Notifications

We may send notifications via email, SMS, or app regarding account activity, updates, or promotions.

17. Force Majeure

We are not responsible for delays or failures caused by events beyond our control, such as natural disasters, strikes, or government actions.

18. Governing Law

These Terms & Conditions are governed by the laws of India. Disputes will be subject to Indian courts.

19. Changes to Terms

We may update these terms periodically. Changes will be communicated on our website or via email.

20. Dispute Resolution

Users agree to resolve disputes through arbitration or mediation before initiating legal proceedings.

21. Severability

If any clause is invalid or unenforceable, the remaining clauses continue to be valid and enforceable.

22. Contact Information

For queries regarding these Terms & Conditions, email us at info@gopisecurities.com.